U.S. Stocks Close Lower! Tesla Rises Nearly 3% for Fourth Straight Gain; “Two Mortgage Giants” Surge to Record Highs! Gold and Silver Plunge as U.S. Inflation Data Looms

On Monday Eastern Time, the three major U.S. stock indices closed collectively lower. At market close, the Dow Jones Industrial Average fell by 200.52 points, or 0.45%, to 43,975.09; the Nasdaq Composite dropped 64.62 points, or 0.30%, to 21,385.40; and the S&P 500 declined by 16.00 points, or 0.25%, to 6,373.45.

Sector Highlights:

  • Major Tech Stocks Mostly Down: Apple (-0.83%), Amazon (-0.62%), Meta (-0.45%), NVIDIA (-0.3%), Google (-0.21%), Microsoft (-0.02%).
  • Tesla rose nearly 3%, marking its fourth consecutive day of gains.
  • Mortgage Giants Surge: Fannie Mae (+15%) and Freddie Mac (+13%) both hit their highest closing levels since 2008.
  • Banking Sector Mixed: Morgan Stanley (+0.53%), Bank of America (+0.38%), JPMorgan (+0.32%); Citigroup (-0.44%), Goldman Sachs (-0.24%), Wells Fargo (-0.31%).
  • Gold Stocks Broadly Lower: Harmony Gold, Eldorado Gold, AngloGold Ashanti (all -1%+), Coeur Mining (-0.3%).
  • Hot Chinese ADRs Mixed: Nasdaq Golden Dragon China Index dipped 0.29%. XPeng (+6%), Tencent Music (+2%+), Bilibili, NIO, Pony.ai (+1%+); WeRide (-4%+), TAL Education (-3%+), Li Auto (-3%), Baidu, Alibaba (-1%+), JD.com (-1%).

Global Markets:

  • FTSE China A50 futures fell 0.32% to 13,881 points.
  • Oil Prices Edged Up: September WTI crude rose 8 cents (0.13%) to $63.96/barrel; October Brent crude added 4 cents (0.06%) to $66.63/barrel.
  • Precious Metals Tumbled: COMEX gold plunged 2.78% to $3,394.10/oz; silver dropped 2.29% to $37.66/oz.
  • Currency Moves: The U.S. dollar index rose 0.35% to 98.519. Offshore yuan (CNH) traded at 7.1965 against the dollar, down 72 pips from Friday’s close.

Key Developments:

  1. U.S.-Russia Summit: Former President Trump announced via Truth Social that he will meet Russian President Putin in Alaska on August 15.
  2. Inflation Focus: Upcoming U.S. CPI data (July) is the week’s highlight, especially after weak jobs data raised rate-cut bets. Investors will scrutinize tariff impacts on inflation.
  3. Economic Data Watchlist:
    • Retail sales (Fri): Clues on consumer impact from tariffs.
    • Jobless claims (Thu), Michigan consumer sentiment (Fri).
  4. Tariff Effects: IG Group’s Chris Beauchamp noted rising service-sector prices signal lingering inflation. Citi economists warn tariffs may further boost core goods prices in July.
  5. Sector-Specific Tariffs: Markets await updates on U.S. reciprocal tariffs, particularly targeting pharmaceuticals.

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